MVM Cargo Protection Options

All moving companies are responsible for the value of the goods transported. As a result, companies must have cargo insurance in an amount equal to the declared value of your shipment. In Ohio, moving companies have the option of providing you with different levels of reimbursement for lost or damaged household goods. Generally, the higher the carrier cargo liability, the more the move will cost you. We want our customers to be informed and happy. Many companies do not go over the options with you and as a result you may not have the level of protection that is right for you. The levels of coverage are:

  1. Minimal Reimbursement: You are reimbursed 60 cents per pound for anything lost or damaged during the move. This is included in the cost of your move at no charge
  2. Full Value Replacement: You are reimbursed up to the replacement value you declare for anything lost or damaged. This coverage is billed out at a rate of 2% of your declared value.

Keep in mind that many home and renter insurance policies will cover your items without the need for additional coverage. Please contact your insurance company directly to enquire about your coverage and deductables.

There will be a statement on the estimate that you will be required to initial, indicating the level of coverage you choose.

A moving company may also reserve the right to repair any damaged items prior to replacing them regardless of the level of coverage you selected, but this must be stated in your written estimate.


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